We grew up in world in which the news about the failure of Social Security is almost as constant as the news about the failure HMOs. Everyone knows it is doubtful that many folks who are currently making a contribution to social security will ever see the money we’ve invested into the program. At least these funds are probably not coming back to darken our doors. This means we need to find possible choices and end our dependence on the govt. for a snug retirement that does not seem to be in the woodworks.

For this reason we are seeing more and more folks in the 20 and 30 something generation taking matters into their own hands and investing not only for their retirements and the times when we cannot work but also for those days when things occur and we want to fix broken homes, buy new vehicles, or pay big insurance deductibles for medical care. There are lots of reasons we decide to invest and few that would ever be considered the wrong reason. The question remains, because there are such a lot of out there who aren't yet investing, with so plenty of reasons to invest, are you ready to invest?

Here are one or two situations in which if you don't think you are ready to invest you could need to revisit your opinions and decide that prepared or not, you want to invest.

If you have youngsters and a job that does not provide a allowance plan or matching retirement fund then it is perhaps a good idea to invest on your own. Even if you do not have company provisions for contributions you have possible choices like Roth IRAs that will give you a taxation benefit for investing some of your money and helping to make plans for your own retirement.

If you have kids which will some day need dental work, medical services, and/or school educations it is about time that you commenced those savings plans. Yet again there are tax deferred and tax charge options that are available and having this cash invested beforehand can help to save you so much cash later on that it is worth making one or two sacrifices on the way to secure the way ahead for your youngsters.

If you would like to give your girl the wedding of her dreams then you absolutely need to start preparing, saving, planning, and investing about 10 years before she's born. Marriages are dear and if you are going to go the dream wedding route you have to be saving some serious cash so as to give her that fairy tale.

Eventually, if you'd like your retirement to be a nice comfortable existence and not to be spent in your future daughter-in-law’s brush closet you need to be ready today to start making an investment in your future retirement. Time's at a premium, life expectancies are longer than previously and the costs of living are continuing to rise at shocking rates. If you're not prepared to invest you need to figure out why and sort the problem so you can be prepared to invest and shortly.

Making an investment in your fiscal future with a trading system is the best gift you can give yourself by a long way. If you aren't sure where to start or how, perhaps it's time to seek out the services of a certified financial advisor. His guidance may prove invaluable and may give you a way more comfortable future than you would have ever imagined left to your own devices.

Steve Strong reports on the newest stock market trading tools and newsletters, writing on subjects such as penny stock trading and popular guides like 2 Stock Trading.